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Monolocale a Novaggio

Lema, Ticino, Svizzera

Rent to Buy FormulaNOV1

CHF 170'000

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Rent to Buy

The Rent to Buy formula allows you to rent your dream home immediately with the option to purchase it in the future. Part of the monthly rent is set aside as a down payment for the eventual purchase, offering you flexibility and time to decide without losing the opportunity to live in the property you desire.

Available equity capital

CHF

Own funds already available today for the purchase down payment.
Pension capital

CHF

Sums withdrawable from 2nd or 3rd pillar that you can allocate to the purchase
Monthly rent
Contract duration
Property price
CHF 170'000
Monthly rent
CHF 1'008
Percentage of rent becoming equity
70%
Equity generated through rent
CHF 25'500
Minimum down payment required
CHF 8'500
Total capital accumulated
CHF 34'000

Overview

Rooms

1

Bathrooms

1

Year of renovation

2018

Parking spaces

N/A

Square meters

25

Property type

Appartamento

Floor

1°

Property Description

Nel suggestivo nucleo di Novaggio, immerso nella quiete e nel fascino del Malcantone, proponiamo in vendita un monolocale di circa 25 m², una soluzione compatta e funzionale, ideale quale pied-à-terre, residenza secondaria o investimento a reddito.

L’immobile si distingue per la sua posizione comoda, inserita in un contesto caratteristico e tranquillo. La prossimità a posteggi pubblici (gratuiti per i domiciliati) rappresenta un importante valore aggiunto, facilitando l’accesso all’abitazione e rendendola particolarmente pratica anche per un utilizzo saltuario o nei fine settimana.

Property Details

Price

CHF 170'000

Surface

25 m2

Bathrooms

1

Bedrooms

1

Heating System

N/A

Indoor Garage

N/A

Outdoor Garage

N/A

Terrace

N/A

Land

N/A

Renovation Year

2018

Type

Appartamento

Floor

1°

Features & Amenities

Shower

Location

City

State

Country

Lema

Ticino

Svizzera

Sustainability Calculator

Verify if you can afford this property based on your annual income (5x rule)

Risk
(<90%)Almost there
(90-100%)Feasible
(≥100%)

CHF

Your gross annual income

* Always consult a financial advisor for a precise assessment.

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